Proof

Real closings. Real numbers.

Six transactions from our own book, with the rate and the payment on each one. Every figure below came off a closing statement, not a projection.

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Shot list #6 — keys changing hands at a closing table, tight crop, 3:2
Closed transactions

Six we can show you

  • Conventional refinance

    Conventional
    $875,000 · closed August 28, 2024
    Monthly savings
    $540
    Annual impact
    $6,480
    See the breakdown
    Conventional refinance — loan detail and rate comparison
    Purchase price$875,000
    Down payment20%
    Loan amount$700,000
    Competing quote8.125% · $5,197/mo
    Blue Pebble6.990% · $4,657/mo
    Difference1.135% · $540/mo

    An actual transaction. The competing figure is the quote this borrower brought to us, not a market average. Your result depends on credit profile, loan amount, property type, loan-to-value, and conditions on the day you lock. Not a commitment to lend or extend credit.

  • VA home purchase

    VA
    $387,500 · closed June 14, 2024
    Closing cost savings
    $5,605
    Monthly savings
    $115
    Annual impact
    $1,376
    See the breakdown
    VA home purchase — loan detail and rate comparison
    Purchase price$387,500
    Down payment10%
    Loan amount$348,750
    Competing quote6.750% · $2,262/mo
    Blue Pebble6.250% · $2,147/mo
    Difference0.500% · $115/mo

    An actual transaction. The competing figure is the quote this borrower brought to us, not a market average. Your result depends on credit profile, loan amount, property type, loan-to-value, and conditions on the day you lock. Not a commitment to lend or extend credit.

  • High-value conventional

    Conventional
    $1,400,000 · closed October 2, 2024
    Monthly savings
    $261
    Annual impact
    $3,132
    See the breakdown
    High-value conventional — loan detail and rate comparison
    Purchase price$1,400,000
    Down payment67.9%
    Loan amount$450,000
    Competing quote6.875% · $2,956/mo
    Blue Pebble5.990% · $2,695/mo
    Difference0.885% · $261/mo

    An actual transaction. The competing figure is the quote this borrower brought to us, not a market average. Your result depends on credit profile, loan amount, property type, loan-to-value, and conditions on the day you lock. Not a commitment to lend or extend credit.

  • Premium home purchase

    Conventional
    $849,998 · closed August 5, 2024
    Monthly savings
    $170
    Annual impact
    $2,044
    See the breakdown
    Premium home purchase — loan detail and rate comparison
    Purchase price$849,998
    Down payment20%
    Loan amount$679,998
    Competing quote7.000% · $4,524/mo
    Blue Pebble6.624% · $4,354/mo
    Difference0.376% · $170/mo

    An actual transaction. The competing figure is the quote this borrower brought to us, not a market average. Your result depends on credit profile, loan amount, property type, loan-to-value, and conditions on the day you lock. Not a commitment to lend or extend credit.

  • First-time homebuyer

    Conventional
    $295,000 · closed August 26, 2024
    Monthly savings
    $133
    Annual impact
    $1,592
    See the breakdown
    First-time homebuyer — loan detail and rate comparison
    Purchase price$295,000
    Down payment10%
    Loan amount$265,500
    Competing quote7.125% · $1,789/mo
    Blue Pebble7.125% · $1,656/mo
    Difference0.000% · $133/mo

    An actual transaction. The competing figure is the quote this borrower brought to us, not a market average. Your result depends on credit profile, loan amount, property type, loan-to-value, and conditions on the day you lock. Not a commitment to lend or extend credit.

  • Luxury home purchase

    Conventional
    $998,000 · closed August 28, 2024
    Monthly savings
    $188
    Annual impact
    $2,254
    See the breakdown
    Luxury home purchase — loan detail and rate comparison
    Purchase price$998,000
    Down payment23.2%
    Loan amount$766,550
    Competing quote6.500% · $4,845/mo
    Blue Pebble6.120% · $4,657/mo
    Difference0.380% · $188/mo

    An actual transaction. The competing figure is the quote this borrower brought to us, not a market average. Your result depends on credit profile, loan amount, property type, loan-to-value, and conditions on the day you lock. Not a commitment to lend or extend credit.

$150M+
In transactions closed Blue Pebble Group
5 → 25
Licensed professionals. One of Colorado's fastest growing independent brokerages. Blue Pebble Group
24 hrs
Pre-approval, no application fee Blue Pebble Loans
5 states
CO, CA, NM, FL, and TX NMLS #2447767
Don't take our word for it
“When we started, we thought all lenders were the same. Blue Pebble showed us how much that assumption would have cost us.”
Ryan & Casey C.
First-time Buyers

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Each case study above is an actual closed transaction and is not a prediction of your result. Savings of up to 10% on monthly payments vary by loan, credit profile, and property. This is not a commitment to lend or extend credit. All loans subject to credit approval. Vanna Lending, LLC dba Blue Pebble Loans, NMLS #2447767, licensed in CO, CA, NM, FL, & TX.